How transferring to our Personal Pension could make your money do more
At True Potential Investor, we’re committed to making your money do more to maximise your retirement savings. We’ve created a set of Fully-Managed Investment Portfolios that sit within your Personal Pension and benefit from Government tax relief. We’ve also built industry-first technology to make investing online easy for you, with 24/7 access to your pension and simple top ups with impulseSave®. We’ve done all of this to give your pension the potential for better long-term growth.
Expert management team
With access to 9,000 experts in 200 locations around the world, our team makes the investment decisions for our Fully-Managed Investment Portfolios .
Aiming to maximise return and reduce risk
Our access to a global team of experts with thousands of holdings allows us to blend multi-asset investment strategies and create unique opportunities for growth.
Simple suitability assessment
We’ll assess your personal circumstances and attitude to risk to offer you a suitable Fully-Managed Investment Portfolio Service.
Transferring your pension: why do it?
Consolidate for better potential growth
One view for your retirement savings plan
No transfer fees from us
Manged by our expert investment team
24/7 online access
Potentially lower charges
Benefits of transferring your pension
Join the thousands of people already investing with True Potential Investor.
Global investment team
We have access to 9,000 experts in 200 locations around the world.
Fully-Managed Investment Portfolios
Our expert in-house team manage your investment, so you can leave all the hard work to us.
No transfer fees
We won’t charge any fees for the pension transfer when you transfer to one of our Fully-Managed Investment Portfolios.
Easy to access
Our app has everything you need all in one place so you can track your investments 24/7 from a range of devices.
Unique to True Potential Investor, impulseSave® is a world-first investment feature that allows you to top up your accounts on the go from as little as £1.
Easy to set up
It only takes 10 minutes to set up an account with us. Tell us a few details about you and your investment goals and we’ll do the rest when it comes to transferring your pension.
See how easy it is to transfer your Personal Pension to us
Tell us how much you'd like to transfer
First, we’ll ask you how much you’d like to transfer, if you’d like to add a monthly investment and how long you plan to invest for. You can change your mind about your monthly amount later and with a Personal Pension you can withdraw from age 55.
Answer a few questions about your spending habits
We’ll ask you how much you earn and spend each month. This is to make sure you can afford to invest, including any monthly amount you’ve chosen.
Estimate how much is in your emergency fund
We recommend you have around three month’s expenses saved up for emergencies as this can help you avoid taking on short-term debt for the unexpected. If you don’t, our Stocks & Shares ISA and General Investment Accounts could be the place to start, as you can access your money in 7-10 days.
Estimate your assets and debts
We’ll ask you how much you have in assets, such as a home, savings or other investments. We’ll then balance this against any debts you have, for example a mortgage, loan or credit card. If you have more debts than assets it might benefit you to pay these off before investing, especially if the debt is expensive.
Tell us if you’ve invested before
It’s important you understand how investing with us works, including how we manage your money and the potential risks involved. Depending on your experience, we’ll show you some simple explanations to help you learn more about our service.
Take our simple risk assessment
We’ll ask you 11 multiple choice questions about how long you plan to invest for, how you might later withdraw from your account and your attitude to risk and reward. There are no right answers here and we have a range of Portfolios to suit many different types of investor.
View the Portfolio that’s most suitable for you
Based on your score in our risk assessment, we’ll show you a Portfolio that matches your result. You’ll see where in the world we’d spread your money, the fund managers and asset classes we use, and the total cost to you.
See what our clients are saying
Our clients trust our Fully-Managed Investment Portfolios with over £4 billion of their assets, so it’s no surprise they recommend us to others.
"The service proposition offered by True Potential via internet and mobile apps is streets ahead of the competion with 24/7 valuations and ability to impulseSave for as little as £1 to any amount."
Professional and proactive
"If I’ve ever got any queries about my investment, the replies are within a couple of hours. The app they have is great and allows easy tracking of my investment."
Brilliant investment platform
"I’ve been using True Potential Investments for a number of years. I can analyse and monitor my investments through the investment portal and find the impulseSave option an excellent tool. Highly recommended."
Common questions about Personal Pensions
Which pensions can I transfer?
You can transfer a personal pension, self-invested personal pension (SIPP), or workplace pension to us.
If you’re not sure what type of pension you have, we’ll be happy to help - call us on 0800 046 8007.
What information do I need to transfer my current pension(s)?
All we need is the name of your pension provider, your account or policy number and an estimated value.
If you’re not sure how to find any of these, call us on 0800 046 8007 and we’ll be happy to help.
How much does it cost to transfer my current pension(s)?
We don’t charge any fee for transferring your pension to us.
However, your current provider may charge an exit fee so it’s worth checking with them first.
Need to find out more? Read our FAQs
Some important information
With investing, your capital is at risk. The value of your investments will rise and fall at times and you could get back less than you invest.