The General Investment Account that will do more with your money

A General Investment Account (GIA) has no limits on how much you can invest each year, however it doesn't have the tax-efficiency of an ISA. With our expert in-house team managing your investment, you can be sure we'll do more with your money.

With investing, your capital is at risk.

How our General Investment Account will do more with your money

At True Potential Investor, we’re committed to making your money do more. We’ve created a set of Fully-Managed Investment Portfolios - that can sit within your General Investment Account - with unique growth opportunities. We’ve built industry-first technology to make investing online easy for you to use. We’ve done all of this with the aim of giving your investments the potential for better growth and reducing your risk, for today and tomorrow.

See what your investment could be worth

Use our calculator to see how your investment might grow in a General Investment Account.

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How much can you invest each month? Help??


How long do you want to invest for? Help??

Bank of England
Base rate

Estimated GIA value after 25 years

Base Rate Help??0.5%

General Investment Account

Estimated GIA value after 25 years

Based on annual growth Help??

This calculator shows an illustration of what your investments could be worth and not a projection of what your investments will be worth. The calculator offers three alternative growth rates of 1.5% (Lower), 4.5% (Intermediate) and 7.5% (Higher). The actual annual growth rate will depend on your investments and how they perform.

The calculation takes into account our average annual fee of 1.16%. It doesn’t take into account the impact of inflation, which will reduce returns, and assumes you only make the contributions set out on this page.

Remember, the value of investments can fall as well as rise so you could get back less than you invest.

Learn more about our Fully-Managed Investment Portfolios

How our Fully-Managed Investment Portfolios in a GIA do more

Watch our short video to find out how hard your money will work in our Fully-Managed Investment Portfolios.

14,000 experts in over 200 locations

With access to more than 14,000 experts in over 200 locations around the world, our expert in-house team makes the investment decisions for our Fully-Managed Investment Portfolios.

Maximise your returns & reduce risk

Our access to a global team of experts with thousands of holdings allows us to blend multi-asset investment strategies and create unique opportunities for growth.

A Fully-Managed Service for you

We'll assess your personal circumstance and attitude to risk to offer you a suitable Fully-Managed Investment Portfolio Service.

See how easy it is to set up a GIA with us

Benefits of our General Investment Account

Join the thousands of people who have already chosen to invest their money with True Potential Investor.

Global investment team

We have access to 14,000 experts in over 200 locations around the world.

Fully-Managed Investment Portfolios

Our expert in-house team manage your investment, so you can leave all the hard work to us.

No transfer fees

Complete a General Investment Account transfer, Personal Pension transfer or an ISA transfer with True Potential Investor and won’t charge any fees when you transfer to one of our Fully-Managed Investment Portfolios.

Easy to access

Our app has everything you need all in one place so you can track your investments 24/7 from a range of devices.

Investment top-ups

Unique to True Potential Investor, impulseSave® is a world-first investment feature that allows you to top up your accounts on the go from as little as £1.

Easy to set up

It only takes ten minutes to set up an account with us. Tell us a few details about you and your investment goals and we’ll do the rest.

Common questions about General Investment Accounts

You pay Income Tax and Capital Gains Tax on the growth in your investment account, based on your personal circumstances.

It can be a good option if you’ve already used up your annual ISA allowance and don’t want to tie up your money until 55 with a Personal Pension.

By comparison, you can only pay into one Cash ISA and one Stocks & Shares ISA this tax year.

If you request a withdrawal from True Potential Investor, it takes around 10 working days in most circumstances to sell your investment and transfer the money to your bank account.

Need to find out more about fees? Read our FAQs

Some important information

With investing, your capital is at risk. The value of your investments will rise and fall at times and you could get back less than you invest.

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Search our FAQ for answers to common questions.

You can also send us a message and we’ll get back to you as soon as we can.

Or, if you’d prefer to speak to someone, our support team is available 8am to 8pm weekdays.


Top Results

  1. If you invest in a Stocks & Shares ISA or General Investment Account, you can withdraw at any time.
  2. It takes around 7 working days to sell your investment and transfer the money to your bank account.
  3. If you invest in a pension you can only with draw funds from the age of X.

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