Your money is losing value in the bank
If you're saving in the bank or with a Cash ISA, your money is actually losing value. That's because the UK is currently experiencing its highest rate of inflation since 2012 - reaching a peak of more than 3% last year - meaning investments returning less than inflation are depreciating.
In 2019-2020, our Balanced Fully Managed Investment Portfolio returned 13.66%. If you compare that to the 0.91% Bank of England Cash ISA Rate, then it's clear taking some investment risk over the long term can protect your capital against the threat of inflation and maximise your returns. So, why not invest by opening or transferring an ISA and do more with your money?
Remember, past performance is not a reliable guide to future performance.
See what our clients are saying
Streets ahead
"The service proposition offered by True Potential via internet and mobile apps is streets ahead of the competion with 24/7 valuations and ability to impulseSave for as little as £1 to any amount."
Tej Basson
Professional and proactive
"If I’ve ever got any queries about my investment, the replies are within a couple of hours. The app they have is great and allows easy tracking of my investment."
J Clough
Brilliant investment platform
"I’ve been using True Potential Investments for a number of years. I can analyse and monitor my investments through the investment portal and find the impulseSave option an excellent tool. Highly recommended."
Gary Dixon
Instant investments
Unique to True Potential Investor, our app gives you access to your Fully-Managed Investment Portfolio 24/7 so you can track your performance, set goals and top up your investments on the go with our world-first impulseSave® feature.
You can even link up your bank accounts, credit cards and savings to the app, so you get the full picture of your net worth, all in one place.
Common questions about investing
It takes around 10 working days in most circumstances to sell your investment within an ISA or General Investment Account and transfer the money to your bank account. If you invest in a pension, you can only withdraw from 55 years old and different timescales apply.
That’s why we ask questions about your investment goal and risk preferences when you open an account with us. In general, the more risk you are willing to take, the better chances you have of getting higher returns from your investment. The reverse is also true, less risk usually means lower returns.
From the moment your money reaches us, you’ll be able to track your investment at any time online as well as through our tablet and mobile apps.
Need to find out more about fees? Read our FAQs
Some important information
With investing, your capital is at risk. The value of your investments will rise and fall at times and you could get back less than you invest.
