Your capital is at risk

When interest rates are below inflation, your hard-earned money is losing value every day by sitting in cash. By investing in our Fully-Managed Investment Portfolios, you'll get our expert in-house team working on your behalf with the aim of maximising returns.

With investing, your capital is at risk.

Your money is losing value in the bank

If you're saving in the bank or with a Cash ISA, your money is actually losing value. That's because the UK is currently experiencing its highest rate of inflation since 2012 - reaching a peak of more than 3% last year - meaning investments returning less than inflation are depreciating.

In 2019-2020, our Balanced Fully Managed Investment Portfolio returned 13.66%. If you compare that to the 0.91% Bank of England Cash ISA Rate, then it's clear taking some investment risk over the long term can protect your capital against the threat of inflation and maximise your returns. So, why not invest by opening or transferring an ISA and do more with your money?

Growth vs Inflation

Cash ISA

Our Balanced Fully-Managed Investment Portfolio


UK Inflation: 3%

Remember, past performance is not a reliable guide to future performance.

See what your investment could be worth

Use our calculator to see how your investment might grow in a Stocks & Shares ISA.

How much can you invest by debit card today?


How much can you invest each month? Help? ?


How long do you want to invest for? Help??

Cash ISA

Estimated ISA value after 25 years

Based on Bank of England Cash ISA Rate Help??0.91%

Stocks & Shares ISA

Estimated ISA value after 25 years

Based on annual growth Help??

This calculator shows an illustration of what your investments could be worth and not a projection of what your investments will be worth. The calculator offers three alternative growth rates of 2% (Lower), 5% (Intermediate) and 8% (Higher). The actual annual growth rate will depend on your investments and how they perform.

The calculation takes into account our average annual fee of 1.22%. It doesn’t take into account the impact of inflation, which will reduce returns, and assumes you only make the contributions set out on this page.

Remember, the value of investments can fall as well as rise so you could get back less than you invest.

Learn more about our Fully-Managed Investment Portfolios

See what our clients are saying

Streets ahead

"The service proposition offered by True Potential via internet and mobile apps is streets ahead of the competion with 24/7 valuations and ability to impulseSave for as little as £1 to any amount."

Tej Basson

Professional and proactive

"If I’ve ever got any queries about my investment, the replies are within a couple of hours. The app they have is great and allows easy tracking of my investment."

J Clough

Brilliant investment platform

"I’ve been using True Potential Investments for a number of years. I can analyse and monitor my investments through the investment portal and find the impulseSave option an excellent tool. Highly recommended."

Gary Dixon

Instant investments

Unique to True Potential Investor, our app gives you access to your Fully-Managed Investment Portfolio 24/7 so you can track your performance, set goals and top up your investments on the go with our world-first impulseSave® feature.

You can even link up your bank accounts, credit cards and savings to the app, so you get the full picture of your net worth, all in one place.

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Common questions about investing

It takes around 10 working days in most circumstances to sell your investment within an ISA or General Investment Account and transfer the money to your bank account. If you invest in a pension, you can only withdraw from 55 years old and different timescales apply.

That’s why we ask questions about your investment goal and risk preferences when you open an account with us. In general, the more risk you are willing to take, the better chances you have of getting higher returns from your investment. The reverse is also true, less risk usually means lower returns.

From the moment your money reaches us, you’ll be able to track your investment at any time online as well as through our tablet and mobile apps.

Need to find out more about fees? Read our FAQs

Some important information

With investing, your capital is at risk. The value of your investments will rise and fall at times and you could get back less than you invest.

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We're online 8am - 8pm weekdays.



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Search our FAQ for answers to common questions.

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Or, if you’d prefer to speak to someone, our support team is available 8am to 8pm weekdays.


Top Results

  1. If you invest in a Stocks & Shares ISA or General Investment Account, you can withdraw at any time.
  2. It takes around 7 working days to sell your investment and transfer the money to your bank account.
  3. If you invest in a pension you can only with draw funds from the age of X.

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