ISA Transfer - Cash ISAs - Stocks & Shares ISAs

How transferring to our Stocks & Shares ISA could make your money do more

Watch our short video to find out how hard your money will work in our Fully-Managed Investment Portfolios.

Expert management team

With access to 14,000 experts in over 200 locations around the world, our team makes the investment decisions for our Fully-Managed Investment Portfolios .

Aim to maximise return and reduce risk

Our access to a global team of experts with thousands of holdings allows us to blend multi-asset investment strategies and create unique opportunities for growth.

Simple suitability assessment

With our ISA transfer service, we’ll assess your personal circumstances and attitude to risk to offer you a suitable Fully-Managed Investment Portfolio Service.

See what your investment could be worth

Use our calculator to see how your investment might grow in a Stocks & Shares ISA.

How much do you want to transfer in total? Help??

How much can you invest each month? Help? ?

How long do you want to invest for? Help??

years

Cash ISA

Estimated ISA value after 10 years

Based on Bank of England Cash ISA Rate Help??0.91%

Stocks & Shares ISA

Estimated ISA value after 10 years

Based on annual growth Help??

This calculator shows an illustration of what your investments could be worth and not a projection of what your investments will be worth. The calculator offers three alternative growth rates of 2% (Lower), 5% (Intermediate) and 8% (Higher). The actual annual growth rate will depend on your investments and how they perform.

The calculation takes into account our average annual fee of 1.16%. It doesn’t take into account the impact of inflation, which will reduce returns, and assumes you only make the contributions set out on this page.

Remember, the value of investments can fall as well as rise so you could get back less than you invest.

Learn more about our Fully-Managed Investment Portfolios

Cash v Stocks & Shares

Investing in stocks and shares (often called equities) means being comfortable with accepting some risk to the value of your investment. Our assessment helps show you what level of risk is suitable for you, based on how long you want to invest for your and attitude to risk and return.

Typically, the longer you plan to invest, the greater chance your investment has of outperforming cash.

Years invested for

Probability of equities outperforming cash

70%

73%

75%

91%

99%

Source: Barclays Equity Gilt Study 2016

Benefits of transferring to our Stocks & Shares ISA

Join the thousands of people already investing with True Potential Investor.

Global investment team

We have access to 14,000 experts in over 200 locations around the world.

Fully-Managed Investment Portfolios

Our expert in-house team manage your investment, so you can leave all the hard work to us.

No transfer fees

We won’t charge any fees for the transfer when you transfer to one of our Fully-Managed Investment Portfolios.

Easy to access

Our app has everything you need all in one place so you can track your investments 24/7 from a range of devices.

Investment top-ups

Unique to True Potential Investor, impulseSave® is a world-first investment feature that allows you to top up your accounts on the go from as little as £1.

Easy to set up

It only takes ten minutes to set up an account with us. Tell us a few details about you and your investment goals and we’ll do the rest of your ISA transfer.

See how easy it is to transfer your ISA to us

Tell us how much you'd like to transfer

First, we’ll ask you how much you’d like to transfer, if you’d like to add a monthly investment and how long you plan to invest for. You can change your mind about your monthly amount later and with a Stocks & Shares ISA you can withdraw at any time.

Answer a few questions about your spending habits

We’ll ask you how much you earn and spend each month. This is to make sure you can afford to invest, including any monthly amount you’ve chosen.

Estimate how much is in your emergency fund

We recommend you have around three month’s expenses saved up for emergencies as this can help you avoid taking on short-term liabilities for the unexpected. If you don’t, our Stocks & Shares ISA and General Investment Accounts could be the place to start, as you can access your money in 7-10 days.

Estimate your assets and liabilities

We’ll ask you how much you have in assets, such as a home, savings or other investments. We’ll then balance this against any liabilities you have, for example a mortgage, loan or credit card. If you have more debts than assets it might benefit you to pay these off before investing, especially if the debt is expensive.

Tell us if you’ve invested before

It’s important you understand how investing with us works, including how we manage your money and the potential risks involved. Depending on your experience, we’ll show you some simple explanations to help you learn more about our service.

Take our simple risk assessment

We’ll ask you 11 multiple choice questions about how long you plan to invest for, how you might later withdraw from your account and your attitude to risk and reward. There are no right answers here and we have a range of Portfolios to suit many different types of investor.

View the Portfolio that’s most suitable for you

Based on your score in our risk assessment, we’ll show you a Portfolio that matches your result. You’ll see where in the world we’d spread your money, the fund managers and asset classes we use, and the total cost to you.

See what our clients are saying

Our clients trust our Fully-Managed Investment Portfolios with over £4 billion of their assets, so it’s no surprise they recommend us to others.

Streets ahead

"The service proposition offered by True Potential via internet and mobile apps is streets ahead of the competion with 24/7 valuations and ability to impulseSave for as little as £1 to any amount."

Tej Basson

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Professional and proactive

"If I’ve ever got any queries about my investment, the replies are within a couple of hours. The app they have is great and allows easy tracking of my investment."

J Clough

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Brilliant investment platform

"I’ve been using True Potential Investments for a number of years. I can analyse and monitor my investments through the investment portal and find the impulseSave option an excellent tool. Highly recommended."

Gary Dixon